AFS
Arab Financial Services (AFS) is a leading digital payment solutions provider across the Middle East and Africa. Regulated and licensed by the Central Bank of the UAE, AFS delivers secure, scalable, and end-to-end payment solutions including card payment processing, merchant acquiring, fintech enablement, and a comprehensive value-added services suite. AFS is owned by a total of 37 banks and financial institutions and serves over 60 banks in more than 20 countries across the Middle East and Africa region. They have regional presence in UAE, Egypt, Bahrain, and Oman licensed by the country’s central bank.
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Payment Gateway
Accept card and local APMs in select markets via unified APIs
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Point of Sale
Card machines to pay for goods/services in store
SoftPOS
Turn you Android or iPhone into a POS device and accept contactless payments in person
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
3
in days
Average Settlement Time
1
in days
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Perfect fit for
- 01 Enterprise & Large Businesses Ideal for medium to large enterprises looking for robust payment processing solutions with regional acquiring capabilities across the Middle East.
- 02 Businesses with International Customers Suitable for merchants accepting payments from customers across multiple countries and currencies with international card acceptance support.
- 03 Government, Utilities & Regulated Sectors A strong fit for regulated industries and businesses requiring tailored MCC pricing structures and secure payment processing solutions.
- 04 eCommerce & Digital Businesses Well suited for online businesses, marketplaces and digital platforms looking for scalable online payment acceptance and recurring billing capabilities.
Integration options
AFS (Arab Financial Services) offers flexible online payment integration options for businesses looking to accept digital payments across eCommerce, mobile and enterprise platforms. The platform supports hosted payment pages, payment links, recurring billing capabilities and custom online payment experiences designed for businesses operating across the Middle East region.
Hosted checkout pages
Mobile SDK
Direct API
Woocommerce
Shopify
Opencart
Prestashop
Pricing & settlement
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
Compliance & licenses
AFS (Arab Financial Services) is regulated and licensed by the Central Bank of the UAE for merchant acquiring services and operates across multiple Middle East and Africa markets through centrally regulated regional entities. The company focuses on secure, compliant and scalable payment processing infrastructure for banks, enterprises and merchants across the region.
- Licensed by the Central Bank of the UAE
- Merchant acquiring capabilities in the UAE market
- PCI DSS compliant payment processing standards
- Regional licensed operations across UAE, Egypt, Bahrain and Oman
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PaySelect Tech Ltd · Registered in Dubai International Financial Center
DIFC Innovation One, Level 1, DIFC, Dubai, UAE