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Here are the best payment providers for your business
Please review the details below, and feel free to reach out if you have any questions.
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
1.2-2.9% + AED 0.8
2.0
View
Mamo is an all-in-one payment platform in the MENA region, combining payment gateway services, corporate card issuing, and expense management in one seamless solution. It is the only provider in the region where businesses can accept payments, issue virtual or physical corporate cards instantly, and manage team spending with full visibility — all from a single dashboard. With PCI DSS Level 1 compliance, advanced fraud protection, same-day settlements, and transparent pricing, Mamo delivers both efficiency and trust. Backed by global partners such as Checkout.com and Paymentology, Mamo supports payments in over 15 currencies with settlement in AED or USD, tailored to the needs of SMEs and fast-growing businesses in the region.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
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Corporate credit cards
with expense management solutions
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Marketplace solutions
Accept payments from buyers, take out a commission and send the rest to sellers.
Average Onboarding Time
3
in days
Average Settlement Time
1
in days
Perfect fit for
- 01 E-commerce businesses looking for fast, secure online payment processing across the GCC and beyond
- 02 Startups and SMEs that want simple onboarding and competitive pricing without lengthy setup
- 03 Subscription-based or digital service platforms needing recurring billing and reliable settlement cycles
- 04 Merchants expanding internationally who require multi-currency support and smooth cross-border payouts
Integration options
Mamo offers flexible integration options to suit businesses of all sizes — from simple hosted payment links and checkout pages to full API integrations for custom-built platforms. Merchants can easily connect Mamo with popular eCommerce platforms and enjoy seamless setup, secure processing, and developer-friendly documentation for a quick go-live experience.
Compliance & licenses
Mamo operates as a fully regulated payment service provider, ensuring merchants benefit from a secure and compliant payment environment across the regions it serves. The company adheres to international standards for data protection, security, and financial integrity, maintaining full transparency and trust with its partners and merchants.
- Licensed and regulated under relevant financial authorities within its operating jurisdictions.
- PCI DSS Level 1 certified for the highest standards of payment data security.
- Implements robust AML (Anti-Money Laundering) and KYC (Know Your Customer) procedures for all merchants.
- Regularly audited to ensure compliance with international and regional regulatory frameworks.
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Varied per corridor
View
Ebury is a global fintech for cross-border payments, collections, FX risk management and trade finance—serving SMEs and mid-market firms in 130+ currencies across 160+ countries. Santander holds a 50.1% stake in Ebury, reinforcing its scale and stability.
Cross-border payments solutions & collections
In 130+ currencies in client named IBAN accounts
FX & Treasury
Competitive exchange rates with multi-currency settlement support
Average Onboarding Time
7
in days
Average Settlement Time
2
in days
Perfect fit for
- 01 Global Payroll pay employees across multiple countries in their local currencies, on time and at scale
- 02 Supplier & Vendor Payments settle invoices internationally with competitive FX and reduced transaction costs
- 03 Ebury Institutional client solutions designed for single family offices & proprietary investment structures
- 04 Corporate Reimbursements streamline multi-currency expense reimbursements with full transparency and control
Integration options
Ebury offers flexible integration paths: use Ebury Online for no-code payments, or automate via a simple file upload for bulk/mass payouts, or go fully programmable with Ebury’s APIs (Ebury Connect) covering payments, FX, beneficiaries, onboarding and webhooks. For finance teams, Ebury provides native ERP/accounting connectors—notably a NetSuite SuiteApp and a certified Xero integration (including direct bank feeds)—to sync transactions and streamline reconciliation.
Compliance & licenses
Ebury operates through a network of regulated entities worldwide. In the UK, it’s authorised by the Financial Conduct Authority; in the EU, supervised by the National Bank of Belgium; and in the UAE, regulated by the DFSA. Across APAC and the Americas—including Australia, Canada, Singapore, Hong Kong, and Brazil—Ebury holds local permissions to serve clients compliantly. Client funds are safeguarded in segregated accounts with tier-1 banks.
- Safeguarded funds: monies held in segregated, tier-1 bank accounts (not mixed with Ebury’s operating funds).
- Local contracting, global reach: choose the locally regulated Ebury entity (UK/EU/UAE/APAC/Canada/Brazil) while accessing 130+ currencies in 160+ countries.
- Strong AML/KYC & sanctions controls with a dedicated onboarding team for complex structures.
- Data protection & governance: UK ICO registration (ZA345828) and FCA-supervised entities underpin security and complaint handling.
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
1.75-2.9%
2.0
View
CCAvenue UAE is a leading omni-channel payment gateway provider in the United Arab Emirates, offering fast, secure, and versatile solutions for merchant account setup and credit card processing. The platform enables businesses to accept payments through multiple channels including websites, mobile apps, email/SMS, social networks, and offline QR codes. With support for multiple currencies and localized experiences, CCAvenue UAE serves both retail and online merchants with features such as Express Settlement, real-time transaction analytics, state-of-the-art fraud prevention, and seamless integration APIs for e-commerce platforms.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
1
in days
Average Settlement Time
1
in days
Perfect fit for
- 01 eCommerce businesses looking for a reliable and feature-rich online payment gateway with easy integration options.
- 02 Merchants with cross-border customers offering multi-currency support and international payment acceptance.
- 03 SMEs and startups seeking a fast onboarding process and flexible pricing with local and global payment methods.
- 04 Businesses with mobile apps needing a secure and customizable in-app payment experience.
Integration options
CCAvenue offers flexible integration methods to suit businesses of all sizes. Merchants can integrate via ready-made plugins for popular platforms like Shopify, WooCommerce, Magento, and OpenCart, or use robust APIs and SDKs for custom-built websites and mobile apps. The platform also supports hosted checkout for quick deployment with minimal development effort, ensuring a smooth and secure payment experience across all channels.
Compliance & licenses
A PCI DSS 3.2.1 compliant payment gateway, CCAvenue UAE is trusted by millions of businesses in the Middle East. In the UAE, CCAvenue ranks second among non-bank players in payments processed, reflecting its strong market presence and trust among businesses across the region.
- PCI DSS Level 1 certified for secure handling of cardholder data
- Adheres to Central Bank of UAE regulations for payment service providers
- Enforces strict KYC/AML policies for all merchant accounts
- Utilizes real-time fraud detection and 256-bit SSL encryption
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
0.8-3.8%
3.0
View
Tazapay is a global fintech platform headquartered in Singapore, specializing in secure and streamlined cross-border payments for businesses in over 173 countries. Backed by Sequoia and led by industry veterans from PayPal and Stripe, Tazapay enables businesses to collect, hold, and make international payouts with ease.
Their all-in-one infrastructure simplifies global trade by offering escrow-style protections, local payment methods, and full regulatory compliance — making international payments faster, safer, and more accessible, especially in emerging markets.
International Payment Gateway
Accept cards and 80+ local payment methods globally with a single API or hosted checkout integration with top tier authorisation.
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Multi-Currency Virtual Accounts
Collect payments like a local with named virtual accounts in 35+ currencies. Hold balances, avoid unnecessary FX conversions, and settle when it’s right for your business.
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Cross-Border Payouts
Make same-day payouts to bank accounts, cards, and mobile wallets in 100+ countries with transparent FX and real-time tracking.
Average Onboarding Time
5
in days
Average Settlement Time
7
in days
Perfect fit for
- 01 Cross-Border Platforms Operating at Scale Whether in travel, gaming, or e-commerce—enable collections and payouts across 170+ countries with local payment methods and multi-currency support, all withoutsetting up local entities.
- 02 Global Marketplaces & B2B Platforms Manage multi-party payment flows with the flexibility to collect in local currencies, hold balances, and disburse payouts in over 35 currencies through a single platform.
- 03 Digital Platforms with High-Volume Microtransactions Gaming, creator economy, and digital content businesses that require high auth rates, selective fraud controls, and fast, reliable payouts to users across markets.
- 04 Enterprise Teams Managing Multi-Country Finance Ops Finance and operations leaders looking to streamline cross-border receivables and payables with transparent FX, real-time tracking, and full compliance in every region.
Integration options
Tazapay offers flexible integration options to suit a variety of business needs. Their hosted checkout provides a quick setup with full compliance, while platform plugins make it easy to deploy on popular e-commerce platforms like Shopify and WooCommerce. For businesses looking for simplicity, Tazapay also offers no-code tools to send payment links instantly. For more advanced use cases, API integrations enable full customizability for platforms managing complex payment flows.
Compliance & licenses
Tazapay is committed to maintaining the highest standards of compliance and security. The company is regulated in key markets, including being licensed as a Major Payment Institution by the Monetary Authority of Singapore (MAS), and adheres to stringent KYC/AML policies across all supported countries. With global operations across 170+ countries, Tazapay ensures secure and compliant cross-border transactions for both pay-ins and pay-outs.
- Licensed as a Major Payment Institution by the Monetary Authority of Singapore (MAS)
- Global KYC/AML compliance, supported by local partners
- PCI-DSS certified infrastructure for secure data and payment handling
- Real-time fraud detection and transaction monitoring across all flows
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Varied per corridor
4.0
View
Verto is a global B2B payments platform designed to simplify cross-border transactions for businesses of all sizes. With access to over 200 countries and 49 currencies, Verto enables companies to send, receive, and exchange money at highly competitive FX rates—all through a single, easy-to-use platform.
Verto’s multi-currency wallets and local payment rails allow businesses to pay suppliers, freelancers, and partners seamlessly, with faster settlement times and lower fees compared to traditional banks. Whether you're managing international payroll, supplier payments, or global revenue collection, Verto offers transparent pricing, compliance, and efficiency at scale.
Cross-Border Payouts
Real-time payouts to bank accounts, wallets, and cards in 120+ countries
FX & Treasury
Competitive exchange rates with multi-currency settlement support
Local Pay-In Methods
Accept payments in local currencies in LATAM, Africa, Asia, and GCC
Average Onboarding Time
5
in days
Average Settlement Time
in days
Perfect fit for
- 01 Global Supplier Payments Easily pay vendors and suppliers across 200+ countries with local payout rails and competitive FX rates.
- 02 Multi-Currency Management Hold, convert, and manage 49+ currencies in one secure wallet—perfect for businesses with international operations.
- 03 Cross-Border Revenue Collection Receive payments from global customers with localized account details, reducing conversion and transaction fees.
- 04 International Payroll Streamline payroll for remote teams and contractors with fast and reliable cross-border payouts.
Integration options
Verto offers flexible integration options including a powerful API for seamless automation of cross-border payments, currency conversions, and account management. Businesses can also use Verto’s intuitive web platform for manual transactions, making it easy to get started without technical setup. Ideal for both tech-savvy teams and those looking for a plug-and-play experience.
Compliance & licenses
Verto is fully licensed in the UAE and holds an Electronic Money Institution (EMI) license in the UK, ensuring it operates to the highest regulatory standards across multiple jurisdictions. The company complies with strict KYC/AML policies and partners with regulated financial institutions to support secure and transparent cross-border transactions. In the UAE, Verto aligns with Central Bank regulations, providing peace of mind for businesses transacting locally and internationally.
- Licensed by the DFSA for Money Services for local operations
- Holds an EMI license in the UK, regulated by the FCA
- Enforces robust KYC (Know Your Customer) and AML (Anti-Money Laundering) processes
- Partners only with regulated financial institutions and banks
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Varied per country
3.0
View
Touras is a reliable payment solutions provider that helps businesses accept payments easily and securely. It supports fast transactions and ensures that payments are processed quickly. You can create smooth experiences for businesses at every interaction, break down information barriers, and give both customers and business more control and support. Touras makes it simple and right. The Company uses advanced technology and offers the right solutions to help businesses improve how they handle payments. The company combines advanced technology with dedicated customer support to help businesses optimize transactions and enhance their payment experience.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
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Point of Sale
Card machines to pay for goods/services in store
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
10
in days
Average Settlement Time
1
in days
Perfect fit for
- 01 Versatile Payment Solutions – Supports online, in-store, and mobile transactions for a wide range of business models.
- 02 Fast Settlement – Ensures timely payouts to help merchants maintain healthy cash flow.
- 03 Industry Flexibility – Serves SMEs and large enterprises across retail, hospitality, e-commerce, and service sectors.
- 04 Secure & Reliable – Utilises advanced fraud prevention tools and encryption for safe, compliant payment processing.
Integration options
Touras makes it easy for any business, big or small, to start accepting payments. You can choose the setup that works best for you: Hosted Checkout – Get up and running fast with a secure, ready-to-use checkout page. No heavy development needed, and it’s fully compliant. E-commerce Plugins - You get to use popular online store platforms. Our pre-built plugins let you integrate payments in minutes. Payment Links & Invoices - Send a link or an invoice for quick, no-code transactions. API Integrations – For advanced needs, our APIs enable you fully customise the payment process to fit your platform. With flexible options, Touras is a perfect fit whether you require a simple setup or a fully tailored enterprise solution.
Compliance & licenses
Touras takes security and compliance seriously, giving merchants peace of mind when it comes to processing payments. The company meets the highest global and local standards to keep your business safe and legally protected.
- PCI DSS Certified – The top standard for secure handling of cardholder data.
- Licensed and Regulated – Fully compliant with Central Bank rules and local licensing requirements in all operating markets.
- Strict KYC and AML Checks – Every merchant undergoes through thorough verification to prevent fraud and meet legal requirements.
- Advanced Security – Real-time fraud monitoring, encryption, and protection for every transaction.
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
2.85%+ 1 AED
4.0
View
PayTabs is a leading payment solutions provider in the MENA region, offering secure and scalable omnichannel payment services for businesses of all sizes. Founded in Saudi Arabia and headquartered in Dubai, PayTabs enables merchants to accept payments online, via QR codes and digital invoices. With fast onboarding, PCI DSS certification, and strong regional presence, PayTabs is a trusted partner for seamless payment acceptance across the GCC.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
3
in days
Average Settlement Time
3
in days
Perfect fit for
- 01 E-commerce businesses looking for fast, secure, and scalable online payment solutions
- 02 Merchants selling via social media or WhatsApp, using payment links and QR codes
- 03 Startups and SMEs needing quick onboarding and plug-and-play integrations
- 04 Regional businesses operating across GCC and MENA, seeking local support and compliance
Integration options
PayTabs offers flexible integration options to suit various business needs, including ready-to-use e-commerce plugins for platforms like WooCommerce, Shopify, and Magento, as well as hosted payment pages for quick and secure checkout. For more advanced setups, PayTabs provides robust APIs and mobile SDKs that enable custom integration into websites and mobile apps. Merchants can also generate dynamic payment links or QR codes for easy invoicing and in-store payments without the need for a website.
Compliance & licenses
PayTabs is a regulated payment service provider operating across the GCC. It holds licenses from the Saudi Central Bank (SAMA), the Central Bank of Bahrain, and was recently granted a Retail Payment Services license by the Central Bank of the UAE. The company is PCI DSS Level 1 certified and fully compliant with regional AML/KYC regulations, offering secure onboarding, fraud monitoring, and data protection across all its services.
- Licensed by SAMA (Saudi Arabia) and Central Bank of Bahrain
- Licensed as a Retail Payment Services Provider in the UAE
- PCI DSS Level 1 certified for secure payment processing
- Compliant with AML/KYC regulations, including 3D Secure and fraud detection tools
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Based on volume
2.0
View
HyperPay is a leading payment gateway in the MENA region, offering secure, scalable, and customizable payment solutions for online and offline businesses. With a strong focus on innovation, HyperPay supports a wide range of local and international payment methods, making it easy for merchants to grow across markets.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Recurring Payments
Let you customers pay monthly on a recurring basis
Average Onboarding Time
5
in days
Average Settlement Time
2
in days
Perfect fit for
- 01 E-commerce businesses Fast, secure, and customizable checkout experience
- 02 Merchants expanding regionally Support for local payment methods across MENA
- 03 Hospitality businesses Bridging the gap between PMS operations and payment collection, enhancing reservations and reducing no show
- 04 On the go merchants Mobile POS solutions for Fast, Secure & Contactless Payment Solutions, no hardware needed
Integration options
HyperPay offers flexible integration options to suit businesses of all sizes — from ready-made plugins for platforms like Shopify, Magento, and WooCommerce, to robust RESTful APIs for custom-built websites and mobile apps. With comprehensive developer support, merchants can easily embed HyperPay into their checkout flow with minimal effort.
Compliance & licenses
HyperPay operates in full compliance with regulatory frameworks across the MENA region. The company is licensed and regulated by financial authorities in Saudi Arabia, Jordan, and the UAE, ensuring secure and transparent payment processing. HyperPay adheres to PCI DSS standards and implements robust anti-fraud and data protection measures to safeguard merchant and customer transactions.
- Licensed by the Saudi Central Bank (SAMA) as a payment service provider
- Regulated by the Central Bank of Jordan for payment processing
- Operates under compliant structures in the UAE, aligned with local regulations
- Fully PCI-DSS Level 1 certified for secure handling of cardholder data
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
2.6% + 1 AED (no fees on your first AED 7,000 received)
3.0
View
Get paid instantly with the UAE's fastest payment solution. Ziina transforms your smartphone into a powerful payment tool, letting you accept payments through Tap to Pay, payment links, QR codes, payment gateway, and more. No extra hardware needed. No setup delays. Just fast, secure payments, live in minutes. Sign up instantly with your Emirates ID or UAE Pass.
SoftPOS
Turn you Android or iPhone into a POS device and accept contactless payments in person
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Average Onboarding Time
1
in days
Average Settlement Time
1
in days
Perfect fit for
- 01 Small businesses and freelancers looking for a fast, secure way to accept payments without a traditional POS
- 02 Social sellers and service providers who rely on WhatsApp, Instagram, or direct messaging to close sales
- 03 For businesses looking for a simple and secure way to collect payments directly through their website
- 04 Merchants targeting Gen Z and mobile-first customers who prefer wallet-based, peer-to-peer style payments
Integration options
Ziina offers a seamless, no-code setup for merchants through payment links and QR codes — making it easy to accept payments without any technical integration. For businesses with existing platforms, Ziina also provides simple API access for custom integrations and supports mobile-first experiences tailored for UAE-based merchants.
Compliance & licenses
Ziina is a UAE-based digital wallet operating in compliance with local financial regulations. The company partners with regulated financial institutions to ensure its services meet the standards set by the UAE Central Bank. Ziina follows strict KYC and AML protocols and is committed to maintaining secure, transparent, and compliant digital payment experiences for users and businesses alike.
- Operates under partnership with licensed financial institutions in the UAE
- Implements strong KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures
- Ensures secure transactions with end-to-end encryption and data protection standards
- Holds the licence "Stored Value Facility", issued by the Central Bank of the UAE
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Varied per country
4.0
500000
View
Nuvei is a global payments technology company offering a unified platform for accepting and sending payments worldwide. With support for 700+ payment methods and 150+ currencies, Nuvei enables businesses to scale globally through local acquiring, card issuing, cross-border payouts, and advanced fraud prevention—all through a single integration.
Cross-Border Payouts
Real-time payouts to bank accounts, wallets, and cards in 120+ countries
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Average Onboarding Time
in days
Average Settlement Time
in days
Perfect fit for
- 01 Merchants with global customers needing multi-currency support and local acquiring in 50+ markets
- 02 E-commerce and digital platforms looking for fast, secure checkout experiences across web and mobile
- 03 Businesses offering high-ticket items that benefit from flexible payment methods, including BNPL and crypto
- 04 Subscription-based models requiring recurring billing, tokenization, and smart retry logic
- 05 Companies expanding internationally thanks to Nuvei’s payout capabilities in 170+ countries
Integration options
Nuvei offers flexible and developer-friendly integration methods to suit businesses of all sizes. Merchants can integrate using REST APIs, mobile SDKs for iOS and Android, or Nuvei’s hosted Web SDK for secure, PCI-compliant checkouts. The platform also provides ready-made plugins for popular e-commerce platforms like WooCommerce, making it easy to start accepting payments quickly across multiple channels.
Compliance & licenses
Nuvei operates under rigorous global regulatory frameworks, holding top-tier certifications and licenses that empower merchants with secure and compliant payment processing. As a PCI DSS Level 1–certified provider since 2007, it safeguards cardholder data to the highest industry standard. It is also officially authorized to issue e-money and offer payment services across multiple jurisdictions, including UAE, EU, UK, US, Singapore, and Canada, ensuring robust oversight and global trust.
- PCI DSS Level 1 certified for advanced protection of payment data and scope reduction for merchants
- Retail Services Category II License from the Central Bank of the UAE, enabling direct local acquiring in the UAE market
- Authorized as an Electronic Money Institution/payment service provider in EU countries (Cyprus, Lithuania, Netherlands, UK) under respective financial regulators
- Registered as a Money Services Business in the US and holding a Major Payment Institution license in Singapore, with full AML/KYC compliance and fraud monitoring globally
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
2.05 - 3.5%
3.0
View
PaySky is a leading digital payments provider operating across the Middle East, Africa, and Asia. Licensed by central banks in multiple countries, PaySky offers end-to-end payment solutions for merchants, banks, and governments—including its flagship product, the Yalla Super App.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Point of Sale
Card machines to pay for goods/services in store
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PaySky PayCode
Paysky PayCode offers a revolutionary QR code-based payment solution, perfect for low-cost digital merchant enablement
Average Onboarding Time
in days
Average Settlement Time
in days
Perfect fit for
- 01 Retailers and service providers looking to accept digital payments in-store or online
- 02 SMEs and micro-businesses needing fast, affordable onboarding and settlement
- 03 Merchants targeting mobile-first customers via the Yalla Super App and QR payments
- 04 Businesses seeking value-added tools like invoicing, BNPL, and customer insights
Integration options
PaySky offers flexible integration through hosted checkout pages, mobile SDKs for iOS and Android, and REST APIs for custom setups. It also provides ready-made plugins for popular e-commerce platforms like Shopify and WooCommerce—making it easy for merchants to accept payments online and in-app.
Compliance & licenses
PaySky operates under strict regulatory frameworks across the Middle East and Africa, ensuring secure and compliant payment processing for merchants and financial institutions. The company is PCI DSS Level 1 certified and licensed by several central banks, maintaining high standards in data protection, fraud prevention, and financial integrity.
- PCI DSS Level 1 certified for secure handling of payment data
- Licensed by central banks in Egypt, UAE, Libya, and Saudi Arabia
- Fully compliant with AML and KYC regulations in all operating markets
- Supports 3D Secure, tokenization, and real-time fraud monitoring
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
2.5-3% + 1 AED
1.0
View
Telr is a leading payment gateway and merchant services provider based in the UAE, KSA, Bahrain, and Jordan, offering secure and scalable solutions for businesses of all sizes. With a strong presence across the Middle East, Telr enables online payments, supporting a wide range of local and international payment methods in 120 currencies. From e-commerce startups to enterprise merchants, Telr provides tools for payment processing, fraud protection, invoicing, and seamless integrations, backed by local acquiring licenses and multilingual support.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
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Buy Now Pay Later
Offer your customers the option to pay in installments, ideal for larger purchase amounts
Average Onboarding Time
in days
Average Settlement Time
in days
Perfect fit for
- 01 SMEs and startups looking for quick, compliant onboarding with flexible pricing
- 02 E-commerce platforms needing secure, customizable payment gateway solutions
- 03 Merchants operating in the UAE and KSA backed by local licensing and compliance
- 04 Businesses seeking fraud protection Telr is the first PCI-DSS Level 1 and NESA-certified company in MENA, offering advanced tokenization for secure payments
Integration options
Telr offers flexible integration methods to suit businesses of all sizes. Choose from a fully hosted payment page for easy setup with no PCI scope, or integrate via APIs and SDKs for complete control over the checkout experience. Telr also supports mobile app integration and plugins for popular e-commerce platforms like Shopify, WooCommerce, and Magento.
Compliance & licenses
Telr is the first PCI-DSS Level 1 and NESA-certified company in the MENA region, ensuring the highest standards of payment data security. The platform offers advanced fraud detection tools, including 3D Secure, tokenization, and real-time risk monitoring. Telr adheres to strict AML, KYC, and CFT regulations across all operational markets and enforces a clear prohibited business policy. All merchant data is handled with strong privacy protections and in full compliance with regional regulatory frameworks
- Licensed by the Central Bank of the UAE as a Retail Payment Services Provider (RPSP)
- Licensed by SAMA (Saudi Central Bank) to operate as a payment gateway in KSA
- PCI DSS Level 1 certified for secure handling of cardholder data
- Advanced fraud protection with 3D Secure, tokenization, and real-time monitoring
- Fully compliant with AML, KYC, and CFT regulations in all operational markets
- Strict prohibited business policy and strong data privacy controls
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
2.25 -3.25%
2.0
View
PayBy, now rebranded as Botim Money, is a UAE-based digital payments provider offering seamless POS and online payment solutions. Integrated within the Botim super app, it enables users and merchants to send, receive, and manage payments securely across the UAE.
Payment Gateway
Accept card and local APMs in select markets via unified APIs
Point of Sale
Card machines to pay for goods/services in store
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
3
in days
Average Settlement Time
1
in days
Perfect fit for
- 01 Omnichannel payments Viewing In-store and Online payments in one portal
- 02 Alternative Payment Methods Large selection of wallet payment options
- 03 Analytics Get great insights to your payment trends
- 04 Quick Settlement T+1 settlement (Next day settlement) and instantly into your wallet
Integration options
Botim Money (powered by PayBy) offers a range of integration options to suit your merchant needs. You can use online e-wallet integration, where customers select Botim/PayBy at checkout and are seamlessly redirected via deep links to complete payments securely within the app. For more advanced use cases, there’s a full-featured Direct Pay API, enabling server-to-server processing without redirecting customers. Botim also supports JSAPI integration, allowing in-app or in-chat payments via the Botim app’s internal browser for a smooth, embedded experience. Additionally, merchants can generate QR-based or dynamic QR payments for in-store or on-the-go transactions, offering flexible payment choices in physical environments.
Compliance & licenses
PayBy was launched in 2005 and authorized as a payment institution to simplify cashless transactions between consumers and businesses. Acquired by Astra Tech in May, 2022, they received their SVF and RPS licenses from the Central Bank of UAE to provide seamless fintech solutions for Astra tech’s upcoming app on January 5, 2023.
- Regulatory license from UAE
- Transaction risk analysis
- 3D secure authentication
- AI-based fraud monitoring
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Pricing varies per country and is volume based, reach out to get a quote for your specific corridors
2.0
View
Magna Financial is a global foreign exchange specialist offering tailored FX solutions to corporate and private clients. With a focus on service, expertise, and market insight, Magna helps businesses execute trades efficiently and reduce currency costs through strategic support.
FX & Treasury
Competitive exchange rates with multi-currency settlement support
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SWIFT Cross-border Payouts
Cross-border payouts to 180+ countries via SWIFT
Average Onboarding Time
in days
Average Settlement Time
in days
Perfect fit for
- 01 Businesses making regular international payments, including suppliers, contractors, or cross-border staff
- 02 Import/export companies looking for competitive FX rates and fast settlement times
- 03 Merchants needing multi-currency solutions for collections, conversions, and payouts
- 04 Companies seeking a regulated, secure alternative to traditional bank foreign exchange services
Integration options
Magna Financial offers flexible integration options to simplify cross-border payments and FX transactions for merchants. Businesses can connect via bank-to-bank API for real-time transfers and currency conversion, or use Magna’s secure hosted payment portal to manage transactions without custom development. For operational ease, merchants also get access to a user-friendly back-office dashboard to manage multi-currency accounts, beneficiaries, and rate tracking. Automated email reporting ensures timely updates on payment statuses and FX rate alerts.
Compliance & licenses
Magna Financial partners with Equals Connect Limited and Sciopay Ltd, both UK-regulated entities, to deliver its payment and FX services. These institutions are fully licensed and regulated by HM Revenue & Customs as Money Service Businesses, and authorized by the Financial Conduct Authority (FCA) as Payment Institutions—ensuring strict adherence to UK financial regulations. Client funds are safeguarded in top-tier UK banks, offering clients high-level protection and operational transparency.
- Licensed and regulated by HMRC as Money Service Businesses (MSBs)
- Authorized by the FCA as Payment Institutions, providing formal financial services oversight
- Client funds held in safeguarding accounts with top-tier UK banks, ensuring trust and security
- Operates under robust AML/KYC and regulatory compliance frameworks, enforced by Equals Connect and Sciopay
Services:
Cross-Border
POS Machines
Payment Gateway
key features:
Pricing:
Varied per country
3.0
3500000
View
TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks. Regulated in 31 global markets. With one API connectivity, the platform enables instant payments from the globe to 150+ receiving countries into 3.75 billion mobile wallets and 7.5 billion bank accounts. TerraPay is on a mission to create a borderless financial world, making money transfers instant, reliable, transparent, and fully compliant.
Instant Cross-Border Payouts
Real-Time payments to 150+ Countries into Bank Accounts & Mobile Wallets
Treasury Management
Competitive FX offerings / Global Payouts in 70+ currencies
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QOS & Operations
24/7/365 Operational Support / State of the Art Technology
Average Onboarding Time
in days
Average Settlement Time
in days
Perfect fit for
- 01 Merchants with international vendors or freelancers
- 02 Remittance platforms or fintechs
- 03 Global marketplaces with multi-currency collections
- 04 Enterprises needing bank-to-wallet or wallet-to-bank transfers
Integration options
Flexible integration options for a fast and smooth launch. Choose hosted checkout pages, tap into modular APIs for collections and disbursements, access real-time FX quotes and settlement reports, and use the sandbox environment to test and deploy with confidence.
Compliance & licenses
Platform adheres to the highest regulatory and security standards worldwide. They're fully regulated in key markets—including the UK (FCA), UAE, India, and Singapore—to ensure your transactions are protected under local laws. With PCI-DSS certification and strict compliance with AML/CFT requirements, they safeguard your data and prevent financial crime. Plus, our partnerships across major payment corridors guarantee seamless, reliable settlement and support wherever you do business.
- Regulated in key markets: UK (FCA), UAE, India, Singapore
- PCI-DSS Certified
- Compliant with AML/CFT standards
- Local partnerships in key payment corridors
PaySelect Tech Ltd · Registered in Dubai International Financial Center
DIFC Innovation One, Level 1, DIFC, Dubai, UAE