
Ebury
Ebury is a global fintech for cross-border payments, collections, FX risk management and trade finance—serving SMEs and mid-market firms in 130+ currencies across 160+ countries. Santander holds a 50.1% stake in Ebury, reinforcing its scale and stability.
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Services offered
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Cross-Border Payouts
Make same-day payouts to bank accounts, cards, and mobile wallets in 100+ countries with transparent FX and real-time tracking.
FX & Treasury
Competitive exchange rates with multi-currency settlement support
Average Onboarding Time
5
in days
Average Settlement Time
2
in days
Country coverage
Ebury’s network covers 160+ countries and 130+ currencies, giving businesses global reach across EMEA, APAC, and the Americas.
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Netherlands
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Greece
🇪🇸
Spain
🇧🇾
Belarus
🇦🇪
United Arab Emirates
🇷🇴
Romania
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Ireland
🇩🇪
Germany
🇺🇸
United States
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Hong Kong
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South Africa
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Poland
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Portugal
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United Kingdom
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Luxembourg
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Australia
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Mexico
🇮🇹
Italy
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Canada
🇫🇷
France
Czech Republic
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Chile
🇨🇳
China
🇸🇬
Singapore
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Bulgaria
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Sweden
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Brazil
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Switzerland
Perfect fit for
- 01 Merchants selling internationally who need local collection accounts to get paid in customers’ currencies without setting up local entities.
- 02 Importers/exporters paying overseas suppliers who want sharp FX rates + hedging to protect margins.
- 03 Ecommerce/marketplace ops with frequent mass payouts (suppliers, sellers, freelancers) and clean reconciliation via API/ERP.
- 04 High-growth teams expanding to new countries that want one partner covering 130+ currencies across 160+ markets.
Integration options
Ebury offers flexible integration paths: use Ebury Online for no-code payments, or automate via a simple file upload for bulk/mass payouts, or go fully programmable with Ebury’s APIs (Ebury Connect) covering payments, FX, beneficiaries, onboarding and webhooks. For finance teams, Ebury provides native ERP/accounting connectors—notably a NetSuite SuiteApp and a certified Xero integration (including direct bank feeds)—to sync transactions and streamline reconciliation.
Direct API
Payout API

Pricing & settlement
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.

Compliance & licenses
Ebury operates through a network of regulated entities worldwide. In the UK, it’s authorised by the Financial Conduct Authority; in the EU, supervised by the National Bank of Belgium; and in the UAE, regulated by the DFSA. Across APAC and the Americas—including Australia, Canada, Singapore, Hong Kong, and Brazil—Ebury holds local permissions to serve clients compliantly. Client funds are safeguarded in segregated accounts with tier-1 banks.
- Safeguarded funds: monies held in segregated, tier-1 bank accounts (not mixed with Ebury’s operating funds).
- Local contracting, global reach: choose the locally regulated Ebury entity (UK/EU/UAE/APAC/Canada/Brazil) while accessing 130+ currencies in 160+ countries.
- Strong AML/KYC & sanctions controls with a dedicated onboarding team for complex structures.
- Data protection & governance: UK ICO registration (ZA345828) and FCA-supervised entities underpin security and complaint handling.
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