Mamo
Mamo is an all-in-one payment platform in the MENA region, combining payment gateway services, corporate card issuing, and expense management in one seamless solution. It is the only provider in the region where businesses can accept payments, issue virtual or physical corporate cards instantly, and manage team spending with full visibility — all from a single dashboard. With PCI DSS Level 1 compliance, advanced fraud protection, same-day settlements, and transparent pricing, Mamo delivers both efficiency and trust. Backed by global partners such as Checkout.com and Paymentology, Mamo supports payments in over 15 currencies with settlement in AED or USD, tailored to the needs of SMEs and fast-growing businesses in the region.
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Payment Gateway
Accept card and local APMs in select markets via unified APIs
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Corporate credit cards
with expense management solutions
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Marketplace solutions
Accept payments from buyers, take out a commission and send the rest to sellers.
Average Onboarding Time
3
in days
Average Settlement Time
1
in days
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Perfect fit for
- 01 E-commerce businesses looking for fast, secure online payment processing across the GCC and beyond
- 02 Startups and SMEs that want simple onboarding and competitive pricing without lengthy setup
- 03 Subscription-based or digital service platforms needing recurring billing and reliable settlement cycles
- 04 Merchants expanding internationally who require multi-currency support and smooth cross-border payouts
Integration options
Mamo offers flexible integration options to suit businesses of all sizes — from simple hosted payment links and checkout pages to full API integrations for custom-built platforms. Merchants can easily connect Mamo with popular eCommerce platforms and enjoy seamless setup, secure processing, and developer-friendly documentation for a quick go-live experience.
Hosted checkout pages
Payment Link API
Payout API
Shopify
Woocommerce
Magento
Prestashop
Zapier
Make
Sandbox for testing and rapid deployment

Pricing & settlement
- Transaction fee on UAE cards 2.9% + 1 AED (Growth Plan) 2.7% + AED 0.8 (Over 50k in volume)
- Transaction fee on international cards 3.4% + AED 1 (Growth Plan) 3.2% + AED 0.8 (Over 50k in volume)
- Receive payments in other currencies 1.5-2%
- Settlement period 5 Business days
- Same-day settlements +0.75% (Growth plan) +0.5% (Premium plan)
- Placing holds on cards AED 1 (Growth plan) AED 0.8 (Premium plan)
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.

Compliance & licenses
Mamo operates as a fully regulated payment service provider, ensuring merchants benefit from a secure and compliant payment environment across the regions it serves. The company adheres to international standards for data protection, security, and financial integrity, maintaining full transparency and trust with its partners and merchants.
- Licensed and regulated under relevant financial authorities within its operating jurisdictions.
- PCI DSS Level 1 certified for the highest standards of payment data security.
- Implements robust AML (Anti-Money Laundering) and KYC (Know Your Customer) procedures for all merchants.
- Regularly audited to ensure compliance with international and regional regulatory frameworks.
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Want to know if Mamo is right for your business?
We'll connect you directly with their onboarding team if you’re a match.