Ziina
Get paid instantly with the UAE's fastest payment solution. Ziina transforms your smartphone into a powerful payment tool, letting you accept payments through Tap to Pay, payment links, QR codes, payment gateway, and more. No extra hardware needed. No setup delays. Just fast, secure payments, live in minutes. Sign up instantly with your Emirates ID or UAE Pass.
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Services offered
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SoftPOS
Turn you Android or iPhone into a POS device and accept contactless payments in person
Payment Gateway
Accept card and local APMs in select markets via unified APIs
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Perfect fit for
- 01 Small businesses and freelancers looking for a fast, secure way to accept payments without a traditional POS
- 02 Social sellers and service providers who rely on WhatsApp, Instagram, or direct messaging to close sales
- 03 For businesses looking for a simple and secure way to collect payments directly through their website
- 04 Merchants targeting Gen Z and mobile-first customers who prefer wallet-based, peer-to-peer style payments
Integration options
Ziina offers a seamless, no-code setup for merchants through payment links and QR codes — making it easy to accept payments without any technical integration. For businesses with existing platforms, Ziina also provides simple API access for custom integrations and supports mobile-first experiences tailored for UAE-based merchants.
Hosted checkout pages
Shopify
Woocommerce
Wordpress
Pricing & settlement
- Receiving payments via website
- Receiving payments through website and charging customers in AED currency: 2.9% + 1 AED per transaction
- Additional fee for charging customers in non-AED currency, settled in AED: Additional 1.5% per transaction
- Refunds Free. Ziina fees charged on the original transaction will not be reimbursed
- Sending payments
- Using your Ziina balance: 2 AED
- Using UAE credit card: Free up to 4,000 AED per calendar month, 2.6% + 1 AED
- Using UAE debit card: Free up to 4,000 AED per calendar month, 2.6% + 1 AED
- Using international payment card: Free up to 4,000 AED per calendar month, 2.6% + 1 AED
- Receiving payments through QR code, NFC or ZiiLink: 2.6% + 1 AED per transaction
- Receiving payments through Tap to Pay: 2.9% + 1 AED per transaction
- Additional fee for charging customers in non-AED currency, settled in AED: Additional 1.5% per transaction
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
Compliance & licenses
Ziina is a UAE-based digital wallet operating in compliance with local financial regulations. The company partners with regulated financial institutions to ensure its services meet the standards set by the UAE Central Bank. Ziina follows strict KYC and AML protocols and is committed to maintaining secure, transparent, and compliant digital payment experiences for users and businesses alike.
- Operates under partnership with licensed financial institutions in the UAE
- Implements strong KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures
- Ensures secure transactions with end-to-end encryption and data protection standards
- Holds the licence "Stored Value Facility", issued by the Central Bank of the UAE
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Want to know if Ziina is right for your business?
We'll connect you directly with their onboarding team if you’re a match.
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