
TerraPay
TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks. Regulated in 31 global markets. With one API connectivity, the platform enables instant payments from the globe to 150+ receiving countries into 3.75 billion mobile wallets and 7.5 billion bank accounts. TerraPay is on a mission to create a borderless financial world, making money transfers instant, reliable, transparent, and fully compliant.
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Instant Cross-Border Payouts
Real-Time payments to 150+ Countries into Bank Accounts & Mobile Wallets
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Treasury Management
Competitive FX offerings / Global Payouts in 70+ currencies
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QOS & Operations
24/7/365 Operational Support / State of the Art Technology
Average Onboarding Time
in days
Average Settlement Time
in days
Country coverage
150+ countries across Africa, Asia, LATAM, and the Middle East. Take the Test to find the right corridors.
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Algeria
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American Samoa
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Armenia
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Bahamas
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Bahrain
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Barbados
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Belarus
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Bolivia, Plurinational State of
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Bonaire, Sint Eustatius and Saba
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Bosnia and Herzegovina
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Botswana
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Burkina Faso
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Cabo Verde
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Cambodia
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Cayman Islands
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Chad
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Chile
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China
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Cocos (Keeling) Islands
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Congo
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Cook Islands
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Costa Rica
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Croatia
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Cyprus
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Denmark
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El Salvador
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Eswatini
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Ethiopia
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Falkland Islands (Malvinas)
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Faroe Islands
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French Polynesia
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Greenland
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Grenada
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Haiti
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Heard Island and McDonald Islands
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Holy See (Vatican City State)
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Honduras
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India
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Indonesia
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Iran, Islamic Republic of
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Korea, Democratic People's Republic of
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Malawi
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Malaysia
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Martinique
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Mauritania
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Mauritius
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Mayotte
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Montserrat
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Mozambique
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Namibia
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Nauru
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Nepal
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Netherlands
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New Caledonia
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New Zealand
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Nicaragua
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Niger
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Nigeria
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Niue
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Norfolk Island
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Northern Mariana Islands
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Norway
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Oman
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Pakistan
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Palau
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Palestine, State of
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Panama
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Papua New Guinea
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Paraguay
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Peru
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Philippines
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Pitcairn
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Poland
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Portugal
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Puerto Rico
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Qatar
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Réunion
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Romania
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Rwanda
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Saint Helena, Ascension and Tristan da Cunha
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Saint Martin (French part)
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Saint Pierre and Miquelon
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Saint Vincent and the Grenadines
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Samoa
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Sao Tome and Principe
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San Marino
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Saudi Arabia
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Senegal
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Serbia
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Seychelles
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Sierra Leone
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Singapore
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Sint Maarten (Dutch part)
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Slovakia
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Slovenia
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Solomon Islands
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Somalia
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South Africa
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South Georgia and the South Sandwich Islands
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South Sudan
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Sudan
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Suriname
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Svalbard and Jan Mayen
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Sweden
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Syrian Arab Republic
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Taiwan, Province of China
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Tajikistan
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Tanzania, United Republic of
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Thailand
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Timor-Leste
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Togo
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Tokelau
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Tonga
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Trinidad and Tobago
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Tunisia
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Turkey
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Turkmenistan
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Turks and Caicos Islands
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Tuvalu
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Uganda
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Ukraine
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United States
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United States Minor Outlying Islands
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Uruguay
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Uzbekistan
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Vanuatu
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Venezuela, Bolivarian Republic of
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Viet Nam
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Virgin Islands, British
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Virgin Islands, U.S.
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Wallis and Futuna
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Yemen
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Zambia
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Zimbabwe
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United Arab Emirates
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United Kingdom
Perfect fit for
- 01 Merchants with international vendors or freelancers
- 02 Remittance platforms or fintechs
- 03 Global marketplaces with multi-currency collections
- 04 Enterprises needing bank-to-wallet or wallet-to-bank transfers
Integration options
Flexible integration options for a fast and smooth launch. Choose hosted checkout pages, tap into modular APIs for collections and disbursements, access real-time FX quotes and settlement reports, and use the sandbox environment to test and deploy with confidence.
Hosted checkout pages
Modular APIs (collections & disbursements)
Real-time FX quotes and settlement reporting
Sandbox for testing and rapid deployment

Pricing & settlement
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.

Compliance & licenses
Platform adheres to the highest regulatory and security standards worldwide. They're fully regulated in key markets—including the UK (FCA), UAE, India, and Singapore—to ensure your transactions are protected under local laws. With PCI-DSS certification and strict compliance with AML/CFT requirements, they safeguard your data and prevent financial crime. Plus, our partnerships across major payment corridors guarantee seamless, reliable settlement and support wherever you do business.
- Regulated in key markets: UK (FCA), UAE, India, Singapore
- PCI-DSS Certified
- Compliant with AML/CFT standards
- Local partnerships in key payment corridors
Want to know if TerraPay is right for your business?
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