TerraPay

TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks. Regulated in 31 global markets. With one API connectivity, the platform enables instant payments from the globe to 150+ receiving countries into 3.75 billion mobile wallets and 7.5 billion bank accounts. TerraPay is on a mission to create a borderless financial world, making money transfers instant, reliable, transparent, and fully compliant.

Services offered

Instant Cross-Border Payouts
Real-Time payments to 150+ Countries into Bank Accounts & Mobile Wallets
Treasury Management
Competitive FX offerings / Global Payouts in 70+ currencies
QOS & Operations
24/7/365 Operational Support / State of the Art Technology

ย Country coverage

150+ countries across Africa, Asia, LATAM, and the Middle East. Take the Test to find the right corridors.

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Algeria
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American Samoa
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Armenia
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Bahamas
๐Ÿ‡ง๐Ÿ‡ญ
Bahrain
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Barbados
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Belarus
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Bolivia, Plurinational State of
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Bonaire, Sint Eustatius and Saba
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Bosnia and Herzegovina
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Botswana
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Burkina Faso
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Cabo Verde
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Cambodia
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Cayman Islands
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Chad
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Chile
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China
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Cocos (Keeling) Islands
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Congo
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Cook Islands
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Costa Rica
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Croatia
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Cyprus
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Denmark
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El Salvador
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Eswatini
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Ethiopia
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Falkland Islands (Malvinas)
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Faroe Islands
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French Polynesia
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Greenland
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Grenada
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Haiti
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Heard Island and McDonald Islands
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Holy See (Vatican City State)
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Honduras
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India
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Indonesia
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Iran, Islamic Republic of
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Korea, Democratic People's Republic of
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Malawi
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Malaysia
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Martinique
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Mauritania
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Mauritius
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Mayotte
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Montserrat
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Mozambique
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Namibia
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Nauru
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Nepal
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Netherlands
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New Caledonia
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New Zealand
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Nicaragua
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Niger
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Nigeria
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Niue
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Norfolk Island
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Northern Mariana Islands
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Norway
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Oman
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Pakistan
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Palau
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Palestine, State of
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Panama
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Papua New Guinea
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Paraguay
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Peru
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Philippines
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Pitcairn
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Poland
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Portugal
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Puerto Rico
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Qatar
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Rรฉunion
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Romania
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Rwanda
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Saint Helena, Ascension and Tristan da Cunha
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Saint Martin (French part)
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Saint Pierre and Miquelon
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Saint Vincent and the Grenadines
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Samoa
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Sao Tome and Principe
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San Marino
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Saudi Arabia
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Senegal
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Serbia
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Seychelles
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Sierra Leone
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Singapore
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Sint Maarten (Dutch part)
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Slovakia
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Slovenia
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Solomon Islands
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Somalia
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South Africa
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South Georgia and the South Sandwich Islands
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South Sudan
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Sudan
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Suriname
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Svalbard and Jan Mayen
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Sweden
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Syrian Arab Republic
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Taiwan, Province of China
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Tajikistan
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Tanzania, United Republic of
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Thailand
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Timor-Leste
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Togo
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Tokelau
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Tonga
๐Ÿ‡น๐Ÿ‡น
Trinidad and Tobago
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Tunisia
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Turkey
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Turkmenistan
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Turks and Caicos Islands
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Tuvalu
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Uganda
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Ukraine
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United States
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United States Minor Outlying Islands
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Uruguay
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Uzbekistan
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Vanuatu
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Venezuela, Bolivarian Republic of
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Viet Nam
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Virgin Islands, British
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Virgin Islands, U.S.
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Wallis and Futuna
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Yemen
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Zambia
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Zimbabwe

Perfect fit for

  • 01 Merchants with international vendors or freelancers
  • 02 Remittance platforms or fintechs
  • 03 Global marketplaces with multi-currency collections
  • 04 Enterprises needing bank-to-wallet or wallet-to-bank transfers

Integration options

Flexible integration options for a fast and smooth launch. Choose hosted checkout pages, tap into modular APIs for collections and disbursements, access real-time FX quotes and settlement reports, and use the sandbox environment to test and deploy with confidence.
Hosted checkout pages
Modular APIs (collections & disbursements)
Real-time FX quotes and settlement reporting
Sandbox for testing and rapid deployment
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Pricing & settlement

Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
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Compliance & licenses

Platform adheres to the highest regulatory and security standards worldwide. They're fully regulated in key marketsโ€”including the UK (FCA), UAE, India, and Singaporeโ€”to ensure your transactions are protected under local laws. With PCI-DSS certification and strict compliance with AML/CFT requirements, they safeguard your data and prevent financial crime. Plus, our partnerships across major payment corridors guarantee seamless, reliable settlement and support wherever you do business.
  • Regulated in key markets: UK (FCA), UAE, India, Singapore
  • PCI-DSS Certified
  • Compliant with AML/CFT standards
  • Local partnerships in key payment corridors
Mastercard
Visa
American Express
Algeria
American Samoa
Armenia
Bahamas
Bahrain
Barbados
Belarus
Bolivia, Plurinational State of
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Burkina Faso
Cabo Verde
Cambodia
Cayman Islands
Chad
Chile
China
Cocos (Keeling) Islands
Congo
Cook Islands
Costa Rica
Croatia
Cyprus
Denmark
El Salvador
Eswatini
Ethiopia
Falkland Islands (Malvinas)
Faroe Islands
French Polynesia
Greenland
Grenada
Haiti
Heard Island and McDonald Islands
Holy See (Vatican City State)
Honduras
India
Indonesia
Iran, Islamic Republic of
Korea, Democratic People's Republic of
Malawi
Malaysia
Martinique
Mauritania
Mauritius
Mayotte
Montserrat
Mozambique
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestine, State of
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Rรฉunion
Romania
Rwanda
Saint Helena, Ascension and Tristan da Cunha
Saint Martin (French part)
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
Sao Tome and Principe
San Marino
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Maarten (Dutch part)
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Sudan
Sudan
Suriname
Svalbard and Jan Mayen
Sweden
Syrian Arab Republic
Taiwan, Province of China
Tajikistan
Tanzania, United Republic of
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United States
United States Minor Outlying Islands
Uruguay
Uzbekistan
Vanuatu
Venezuela, Bolivarian Republic of
Viet Nam
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Yemen
Zambia
Zimbabwe
Poland
Algeria
American Samoa
Andorra
Argentina
Armenia
Austria
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Benin
ร…land Islands
Bolivia, Plurinational State of
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Bouvet Island
British Indian Ocean Territory
Brunei Darussalam
Burkina Faso
Cabo Verde
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Comoros
Congo
Congo, The Democratic Republic of the
Cook Islands
Costa Rica
Croatia
Curaรงao
Cyprus
Czech Republic
Denmark
Dominica
Dominican Republic
El Salvador
Equatorial Guinea
Estonia
Eswatini
Ethiopia
Falkland Islands (Malvinas)
Faroe Islands
Finland
France
French Polynesia
Gabon
Gibraltar
Greenland
Grenada
Guadeloupe
Guatemala
Guernsey
Guinea
Guyana
Haiti
Heard Island and McDonald Islands
Holy See (Vatican City State)
Honduras
Hong Kong
Iceland
India
Indonesia
Iran, Islamic Republic of
Isle of Man
Ivory Coast
Korea, Democratic People's Republic of
Kuwait
Laos
Liechtenstein
Lithuania
Malawi
Malaysia
Maldives
Martinique
Mauritania
Mauritius
Mayotte
Mongolia
Montserrat
Mozambique
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Macedonia
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestine, State of
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Portugal
Puerto Rico
Qatar
Rรฉunion
Romania
Russian Federation
Rwanda
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Martin (French part)
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Maarten (Dutch part)
Slovenia
Slovakia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Korea
South Sudan
Sudan
Suriname
Svalbard and Jan Mayen
Sweden
Switzerland
Syrian Arab Republic
Taiwan
Taiwan, Province of China
Tajikistan
Tanzania, United Republic of
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United States
United States Minor Outlying Islands
Uruguay
Uzbekistan
Vanuatu
Venezuela, Bolivarian Republic of
Viet Nam
Vietnam
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Yemen
Zambia
Zimbabwe
Cross-border Payouts
SEPA
Retail
Finance
Hospitality
Logistics
Manufacturing
Travel
Wholesale
QR payments
Vendor portal
API access

Want to know if
TerraPay
is right for your business?

We'll connect you directly with their onboarding team if youโ€™re a match.