TerraPay
TerraPay simplifies global money movement, providing a single connection to one of the most expansive cross-border payment networks. Regulated in 31 global markets. With one API connectivity, the platform enables instant payments from the globe to 150+ receiving countries into 3.75 billion mobile wallets and 7.5 billion bank accounts. TerraPay is on a mission to create a borderless financial world, making money transfers instant, reliable, transparent, and fully compliant.
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Services offered
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Instant Cross-Border Payouts
Real-Time payments to 150+ Countries into Bank Accounts & Mobile Wallets
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Treasury Management
Competitive FX offerings / Global Payouts in 70+ currencies
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QOS & Operations
24/7/365 Operational Support / State of the Art Technology
ย Country coverage
150+ countries across Africa, Asia, LATAM, and the Middle East. Take the Test to find the right corridors.
๐ฉ๐ฟ
Algeria
๐ฆ๐ธ
American Samoa
๐ฆ๐ฒ
Armenia
๐ง๐ธ
Bahamas
๐ง๐ญ
Bahrain
๐ง๐ง
Barbados
๐ง๐พ
Belarus
๐ง๐ด
Bolivia, Plurinational State of
๐ง๐ถ
Bonaire, Sint Eustatius and Saba
๐ง๐ฆ
Bosnia and Herzegovina
๐ง๐ผ
Botswana
๐ง๐ซ
Burkina Faso
๐จ๐ป
Cabo Verde
๐ฐ๐ญ
Cambodia
๐ฐ๐พ
Cayman Islands
๐น๐ฉ
Chad
๐จ๐ฑ
Chile
๐จ๐ณ
China
๐จ๐จ
Cocos (Keeling) Islands
๐จ๐ฌ
Congo
๐จ๐ฐ
Cook Islands
๐จ๐ท
Costa Rica
๐ญ๐ท
Croatia
๐จ๐พ
Cyprus
๐ฉ๐ฐ
Denmark
๐ธ๐ป
El Salvador
๐ธ๐ฟ
Eswatini
๐ช๐น
Ethiopia
๐ซ๐ฐ
Falkland Islands (Malvinas)
๐ซ๐ด
Faroe Islands
๐ต๐ซ
French Polynesia
๐ฌ๐ฑ
Greenland
๐ฌ๐ฉ
Grenada
๐ญ๐น
Haiti
๐ญ๐ฒ
Heard Island and McDonald Islands
๐ป๐ฆ
Holy See (Vatican City State)
๐ญ๐ณ
Honduras
๐ฎ๐ณ
India
๐ฎ๐ฉ
Indonesia
๐ฎ๐ท
Iran, Islamic Republic of
๐ฐ๐ต
Korea, Democratic People's Republic of
๐ฒ๐ผ
Malawi
๐ฒ๐พ
Malaysia
๐ฒ๐ถ
Martinique
๐ฒ๐ท
Mauritania
๐ฒ๐บ
Mauritius
๐พ๐น
Mayotte
๐ฒ๐ธ
Montserrat
๐ฒ๐ฟ
Mozambique
๐ณ๐ฆ
Namibia
๐ณ๐ท
Nauru
๐ณ๐ต
Nepal
๐ณ๐ฑ
Netherlands
๐ณ๐จ
New Caledonia
๐ณ๐ฟ
New Zealand
๐ณ๐ฎ
Nicaragua
๐ณ๐ช
Niger
๐ณ๐ฌ
Nigeria
๐ณ๐บ
Niue
๐ณ๐ซ
Norfolk Island
๐ฒ๐ต
Northern Mariana Islands
๐ณ๐ด
Norway
๐ด๐ฒ
Oman
๐ต๐ฐ
Pakistan
๐ต๐ผ
Palau
๐ต๐ธ
Palestine, State of
๐ต๐ฆ
Panama
๐ต๐ฌ
Papua New Guinea
๐ต๐พ
Paraguay
๐ต๐ช
Peru
๐ต๐ญ
Philippines
๐ต๐ณ
Pitcairn
๐ต๐ฑ
Poland
๐ต๐น
Portugal
๐ต๐ท
Puerto Rico
๐ถ๐ฆ
Qatar
๐ท๐ช
Rรฉunion
๐ท๐ด
Romania
๐ท๐ผ
Rwanda
๐ธ๐ญ
Saint Helena, Ascension and Tristan da Cunha
๐ฒ๐ซ
Saint Martin (French part)
๐ต๐ฒ
Saint Pierre and Miquelon
๐ป๐จ
Saint Vincent and the Grenadines
๐ผ๐ธ
Samoa
๐ธ๐น
Sao Tome and Principe
๐ธ๐ฒ
San Marino
๐ธ๐ฆ
Saudi Arabia
๐ธ๐ณ
Senegal
๐ท๐ธ
Serbia
๐ธ๐จ
Seychelles
๐ธ๐ฑ
Sierra Leone
๐ธ๐ฌ
Singapore
๐ธ๐ฝ
Sint Maarten (Dutch part)
๐ธ๐ฐ
Slovakia
๐ธ๐ฎ
Slovenia
๐ธ๐ง
Solomon Islands
๐ธ๐ด
Somalia
๐ฟ๐ฆ
South Africa
๐ฌ๐ธ
South Georgia and the South Sandwich Islands
๐ธ๐ธ
South Sudan
๐ธ๐ฉ
Sudan
๐ธ๐ท
Suriname
๐ธ๐ฏ
Svalbard and Jan Mayen
๐ธ๐ช
Sweden
๐ธ๐พ
Syrian Arab Republic
๐น๐ผ
Taiwan, Province of China
๐น๐ฏ
Tajikistan
๐น๐ฟ
Tanzania, United Republic of
๐น๐ญ
Thailand
๐น๐ฑ
Timor-Leste
๐น๐ฌ
Togo
๐น๐ฐ
Tokelau
๐น๐ด
Tonga
๐น๐น
Trinidad and Tobago
๐น๐ณ
Tunisia
๐น๐ท
Turkey
๐น๐ฒ
Turkmenistan
๐น๐จ
Turks and Caicos Islands
๐น๐ป
Tuvalu
๐บ๐ฌ
Uganda
๐บ๐ฆ
Ukraine
๐บ๐ธ
United States
๐บ๐ฒ
United States Minor Outlying Islands
๐บ๐พ
Uruguay
๐บ๐ฟ
Uzbekistan
๐ป๐บ
Vanuatu
๐ป๐ช
Venezuela, Bolivarian Republic of
๐ป๐ณ
Viet Nam
๐ป๐ฌ
Virgin Islands, British
๐ป๐ฎ
Virgin Islands, U.S.
๐ผ๐ซ
Wallis and Futuna
๐พ๐ช
Yemen
๐ฟ๐ฒ
Zambia
๐ฟ๐ผ
Zimbabwe
Perfect fit for
- 01 Merchants with international vendors or freelancers
- 02 Remittance platforms or fintechs
- 03 Global marketplaces with multi-currency collections
- 04 Enterprises needing bank-to-wallet or wallet-to-bank transfers
Integration options
Flexible integration options for a fast and smooth launch. Choose hosted checkout pages, tap into modular APIs for collections and disbursements, access real-time FX quotes and settlement reports, and use the sandbox environment to test and deploy with confidence.
Hosted checkout pages
Modular APIs (collections & disbursements)
Real-time FX quotes and settlement reporting
Sandbox for testing and rapid deployment

Pricing & settlement
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.

Compliance & licenses
Platform adheres to the highest regulatory and security standards worldwide. They're fully regulated in key marketsโincluding the UK (FCA), UAE, India, and Singaporeโto ensure your transactions are protected under local laws. With PCI-DSS certification and strict compliance with AML/CFT requirements, they safeguard your data and prevent financial crime. Plus, our partnerships across major payment corridors guarantee seamless, reliable settlement and support wherever you do business.
- Regulated in key markets: UK (FCA), UAE, India, Singapore
- PCI-DSS Certified
- Compliant with AML/CFT standards
- Local partnerships in key payment corridors
Want to know if TerraPay is right for your business?
We'll connect you directly with their onboarding team if youโre a match.
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