
Cray
Cray enables UAE businesses to accept USDT and USDC payments from customers worldwide, in-store and online. Customers pay directly from their existing crypto wallets, while businesses receive funds instantly with compliance built into the payment flow.
Get started in minutes, with no additional hardware and the option to withdraw funds directly to a UAE bank account.
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Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.

In-store payments
Accept any crypto wallet payments directly in store via Cray App

Online payments
Accept stablecoin payments through hosted checkout, Shopify, or direct API integration with your existing website or system.
Average Onboarding Time
1
in days
Average Settlement Time
1
in days
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Perfect fit for
- 01 Hospitality & Travel Businesses Restaurants, cafés, hotels, travel and tourism businesses serving international or crypto-friendly customers who want to pay with stablecoins.
- 02 Retail & E-commerce Businesses Physical and online retailers looking to accept USDT and USDC alongside their existing payment methods without additional payment hardware.
- 03 Events & Experiences Events, pop-ups and high-footfall experiences looking to offer convenient stablecoin payments to crypto audiences.
- 04 Professional & International Services Businesses receiving payments from international clients who already hold stablecoins and prefer to pay using USDT or USDC.
Integration options
Cray works alongside your existing payment setup, whether you sell in-store or online. For in-store payments, businesses can use the Cray POS app to generate a payment QR with no additional hardware or integration required. Online businesses can use hosted checkout, Shopify, payment links, or direct API integration into an existing website or system. Customers pay from their existing compatible crypto wallets without creating a Cray account or download another app.
Hosted checkout pages
Shopify
Direct API
Payment Link API

Pricing & settlement
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.

Compliance & licenses
Cray provides UAE businesses with a compliant way to accept stablecoin payments, with payer wallet screening built into the payment flow to help prevent payments from sanctioned or high-risk wallets. Cray is non-custodial, meaning businesses maintain control of their funds. USDT and USDC settle directly to the merchant-controlled wallet, with optional withdrawal to a UAE bank account. Cray currently onboards businesses in the UAE. Bank withdrawals are available in the UAE, while merchants can transfer their stablecoins to compatible crypto wallets globally.
- Payer wallet screening: Payer wallets are screened before payment to help identify sanctioned or high-risk addresses.
- Merchant-controlled funds: Cray does not take custody of merchant funds.
- Instant stablecoin settlement: USDT and USDC settle directly to the merchant-controlled wallet.
- UAE bank withdrawals: Optional withdrawal to a UAE bank account, typically within 2–3 hours.
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