Keytom
Keytom is a regulated financial services provider that brings fiat and digital assets into a single multi-currency account for businesses. Companies get a named EUR IBAN and local USD accounts, SEPA, SEPA Instant, ACH, Fedwire and SWIFT payment rails, and digital-asset accounts in 10+ currencies, with conversion between fiat and crypto inside the same platform. Keytom is available to businesses in 180+ countries, so founders and distributed teams can receive client payments, pay partners and contractors abroad, and manage cash flow across traditional and digital currencies from one interface. The platform is operated by KEYTOM SERVICES LTD, registered with FINTRAC in Canada.
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Crypto cross-border payments
USDT on-ramp and off-ramp
Cross-border payments solutions & collections
In 130+ currencies in client named IBAN accounts
Average Onboarding Time
in days
Average Settlement Time
in days
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Brunei Darussalam
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Burundi
Cameroon
Cape Verde
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Chad
Czech Republic
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El Salvador
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Eswatini
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French Polynesia
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Holy See (Vatican City State)
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Hungary
Ivory Coast
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Korea, Democratic People's Republic of
Laos
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Martinique
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Mayotte
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Namibia
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Nauru
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Nepal
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Netherlands
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New Caledonia
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New Zealand
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Nicaragua
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Niger
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Nigeria
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Niue
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Norfolk Island
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Norway
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Oman
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Pakistan
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Palau
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Palestine, State of
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Panama
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Papua New Guinea
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Paraguay
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Peru
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Philippines
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Pitcairn
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Poland
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Portugal
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Puerto Rico
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Qatar
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Réunion
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Romania
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Rwanda
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Saint Helena, Ascension and Tristan da Cunha
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Saint Pierre and Miquelon
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Saint Vincent and the Grenadines
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Samoa
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San Marino
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Sao Tome and Principe
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Saudi Arabia
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Senegal
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Serbia
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Seychelles
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Sierra Leone
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Singapore
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Sint Maarten (Dutch part)
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Slovakia
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Slovenia
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Solomon Islands
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Somalia
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South Africa
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South Georgia and the South Sandwich Islands
South Korea
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South Sudan
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Sudan
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Suriname
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Svalbard and Jan Mayen
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Sweden
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Syrian Arab Republic
Taiwan
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Taiwan, Province of China
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Tajikistan
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Tanzania, United Republic of
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Thailand
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Timor-Leste
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Togo
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Tokelau
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Vanuatu
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Uzbekistan
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Venezuela, Bolivarian Republic of
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Viet Nam
Vietnam
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Virgin Islands, British
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Virgin Islands, U.S.
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Wallis and Futuna
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Yemen
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Zambia
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Zimbabwe
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Tonga
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Trinidad and Tobago
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Tunisia
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Turkey
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Turkmenistan
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Turks and Caicos Islands
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Tuvalu
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Uganda
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Ukraine
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United Arab Emirates
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United Kingdom
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United States
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United States Minor Outlying Islands
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Uruguay
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Denmark
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Bolivia, Plurinational State of
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Bosnia and Herzegovina
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Botswana
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Bouvet Island
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British Indian Ocean Territory
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Cayman Islands
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Christmas Island
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Cocos (Keeling) Islands
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Comoros
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Cook Islands
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Costa Rica
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Cyprus
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Estonia
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Falkland Islands (Malvinas)
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Faroe Islands
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Guernsey
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Guinea-Bissau
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Heard Island and McDonald Islands
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Honduras
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Indonesia
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Iran, Islamic Republic of
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Isle of Man
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Israel
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Jersey
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Kazakhstan
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Kyrgyzstan
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Lao People's Democratic Republic
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Lesotho
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Liechtenstein
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Madagascar
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Malaysia
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Maldives
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Marshall Islands
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Mauritius
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Belarus
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Barbados
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Bangladesh
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Micronesia, Federated States of
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Montserrat
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Northern Mariana Islands
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Saint Barthélemy
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Saint Kitts and Nevis
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Saint Lucia
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Saint Martin (French part)
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Spain
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Sri Lanka
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Switzerland
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Bahamas
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Western Sahara
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Andorra
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Antigua and Barbuda
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Bermuda
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Bonaire, Sint Eustatius and Saba
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Cabo Verde
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Cambodia
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Canada
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Congo, The Democratic Republic of the
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Côte d'Ivoire
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Djibouti
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Dominica
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Dominican Republic
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Ecuador
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Finland
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Greenland
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Grenada
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Guadeloupe
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Iceland
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India
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Ireland
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Jordan
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Moldova, Republic of
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North Macedonia
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Åland Islands
Perfect fit for
- 01 Multi-currency business accounts A named EUR IBAN and USD account in the company’s own name
- 02 Global payment rails SEPA, SEPA Instant, ACH, Fedwire, and SWIFT
- 03 Digital asset accounts 10+ digital assets, including USDT on-ramp and off-ramp
- 04 Built-in conversion Fiat-to-crypto and crypto-to-crypto exchange within the same account
Integration options
Keytom provides a fully online dashboard where businesses can manage their fiat and crypto finances in one place. Users can manage EUR, USD and cryptocurrency accounts, send and receive local and international transfers, exchange between fiat and crypto, make payments to businesses and individuals, and manage multiple users under a business account.
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Pricing & settlement
- Account opening fee: 1000 EUR (After compliance approval)
- Bank transfers
- SEPA Incoming: 0.3% + 2.75 EUR
- SEPA outgoing: 0.5% + 2.75 EUR
- SWIFT USD / Fedwire incoming: 0.4% + 40 USD for SWIFT / 20 USD for Fedwire
- SWIFT USD/ Fedwire outgoing: 0.6% + 40 USD for SWIFT / 20 USD for Fedwire
- Cryptocurrency
- Incoming: 0%
- Outgoing: 0.1% + network fee
- Exchange
- Fiat to Crypto to Fiat: 1%
- Crypto to Crypto: 0.25%
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
Compliance & licenses
Keytom operates within a regulated compliance framework for both fiat and digital asset services. KEYTOM SERVICES LTD is registered in Canada as a Money Services Business (MSB) with FINTRAC and applies KYC/KYB, AML/CFT, transaction monitoring and sanctions screening as part of its onboarding and ongoing compliance processes.
- FINTRAC Registered MSB – KEYTOM SERVICES LTD is registered with FINTRAC in Canada under MSB registration number M21788474.
- AML & CFT Compliance – Applies risk-based anti-money laundering and counter-terrorist financing controls, including ongoing transaction monitoring.
- KYC & KYB Verification – Business onboarding includes verification of the company, shareholders, directors and ultimate beneficial owners (UBOs).
- Sanctions & Risk Screening – Clients and transactions are screened against applicable sanctions requirements, including Canadian, UN, OFAC and EU frameworks.
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PaySelect Tech Ltd · Registered in Dubai International Financial Center
DIFC Innovation One, Level 1, DIFC, Dubai, UAE