Keytom
Keytom is a licensed financial institution providing borderless fiat and cryptocurrency solutions for businesses worldwide. Companies can access EUR and USD accounts, SEPA and SWIFT transfers, and crypto accounts across 10 currencies, with seamless crypto-to-fiat conversion in one platform. Keytom serves businesses and founders across 200+ countries, offering a flexible solution for managing international payments, receiving client funds, paying partners and operating across both traditional and digital currencies.
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Crypto cross-border payments
USDT on-ramp and off-ramp
Cross-border payments solutions & collections
In 130+ currencies in client named IBAN accounts
Average Onboarding Time
in days
Average Settlement Time
in days
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Perfect fit for
- 01 International businesses operating across multiple markets that need EUR and USD accounts for receiving and sending cross-border payments.
- 02 Crypto and Web3 businesses looking to hold, receive, convert and send both cryptocurrency and fiat through one financial platform.
- 03 Companies with global founders or distributed teams that need a financial solution accessible to founders residing across 200+ countries.
- 04 Businesses looking for an alternative to traditional banking with faster onboarding, international transfers and integrated crypto-to-fiat conversion.
Integration options
Keytom provides a fully online dashboard where businesses can manage their fiat and crypto finances in one place. Users can manage EUR, USD and cryptocurrency accounts, send and receive local and international transfers, exchange between fiat and crypto, make payments to businesses and individuals, and manage multiple users under a business account.
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Pricing & settlement
Account opening fee: 1000 EUR (After compliance approval)
Bank transfers
SEPA Incoming: 0.3% + 2.75 EUR
SEPA outgoing: 0.5% + 2.75 EUR
SWIFT USD / Fedwire incoming: 0.4% + 40 USD for SWIFT / 20 USD for Fedwire
SWIFT USD/ Fedwire outgoing: 0.6% + 40 USD for SWIFT / 20 USD for Fedwire
Cryptocurrency
Incoming: 0%
Outgoing: 0.1% + network fee
Exchange
Fiat to Crypto to Fiat: 1%
Crypto to Crypto: 0.25%
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
Compliance & licenses
Keytom operates within a regulated compliance framework for both fiat and digital asset services. KEYTOM SERVICES LTD is registered in Canada as a Money Services Business (MSB) with FINTRAC and applies KYC/KYB, AML/CFT, transaction monitoring and sanctions screening as part of its onboarding and ongoing compliance processes.
- FINTRAC Registered MSB – KEYTOM SERVICES LTD is registered with FINTRAC in Canada under MSB registration number M21788474.
- AML & CFT Compliance – Applies risk-based anti-money laundering and counter-terrorist financing controls, including ongoing transaction monitoring.
- KYC & KYB Verification – Business onboarding includes verification of the company, shareholders, directors and ultimate beneficial owners (UBOs).
- Sanctions & Risk Screening – Clients and transactions are screened against applicable sanctions requirements, including Canadian, UN, OFAC and EU frameworks.
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PaySelect Tech Ltd · Registered in Dubai International Financial Center
DIFC Innovation One, Level 1, DIFC, Dubai, UAE