Tap

Tap Payments is a leading payment institution and technology service provider, licensed across the GCC and built for businesses operating in MENA. Founded in 2014, Tap connects more than 120,000 businesses to local, regional, and global payment methods through one integration. Its main merchant product, tapOS, brings billing, acceptance, wallets, payouts, reporting, and more into one connected workspace, giving businesses greater visibility and control across sales channels, brands, markets, and payment flows. Backed by local acquiring, regional expertise, and powerful APIs and SDKs, Tap supports growing businesses, enterprises, marketplaces, and multi-market operations across the region.
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Services offered
by Tap

Payment Gateway
Accept card and local APMs in select markets via unified APIs
Payment Links
Send payment links to customers via social media, email, SMS, or WhatsApp to facilitate online payments.
Average Onboarding Time
10
in days
Average Settlement Time
2
in days

 Country coverage

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Perfect fit for

  • 01 Small and medium-sized businesses (SMEs) looking for a simple, fast-to-integrate payment gateway with local support across the Middle East.
  • 02 eCommerce stores and mobile apps that need to accept cards, Apple Pay, Google Pay, and a wide range of regional payment methods through a single integration.
  • 03 Businesses expanding across the GCC and MENA that require local acquiring, multi-currency acceptance, and payment methods tailored to each market.
  • 04 Subscription, SaaS, and growing enterprises needing advanced payment features such as recurring billing, payment links, tokenisation, payouts, and robust APIs for custom integrations.

Integration options

Tap offers a range of integration options designed to suit businesses of all sizes and technical requirements. Merchants can quickly start accepting payments using hosted payment pages or payment links with minimal development, while businesses requiring a fully branded checkout experience can integrate directly through Tap's robust REST APIs. Tap also provides mobile SDKs for iOS and Android, as well as ready-made plugins for popular eCommerce platforms such as Shopify, WooCommerce, Magento, and OpenCart, making it easy to integrate online payments into websites and mobile applications.
Android
Hosted checkout pages
Woocommerce
Mobile SDK
Zoho Commerce
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Pricing & settlement

Service
From Rate
Exact pricing depends on use case and volumes. Take the Test to get matched and introduced directly.
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Compliance & licenses

Tap Payments operates under a strong regulatory and compliance framework, ensuring merchants can process payments securely and in accordance with local financial regulations across the Middle East. The company holds payment licences in multiple GCC markets and adheres to internationally recognised security standards to protect payment data and reduce fraud.
  • Licensed across the GCC – Regulated by central banks and financial authorities in the UAE, Saudi Arabia, Kuwait, Bahrain, Qatar, Oman, and Egypt, enabling compliant payment processing across multiple markets.
  • PCI DSS Level 1 Compliant – Meets the highest Payment Card Industry Data Security Standard (PCI DSS) requirements for securely handling cardholder data.
  • Advanced Fraud Protection – Supports security features including 3D Secure (3DS) authentication, tokenisation, and fraud prevention tools to help reduce payment risk
  • AML & KYC Compliance – Follows anti-money laundering (AML) and know-your-customer (KYC/KYB) requirements in accordance with the regulations of the jurisdictions in which it operates.
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American Express
Mastercard
Visa
United Arab Emirates
Bahrain
Saudi Arabia
Kuwait
Qatar
Oman
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Online / Website
Apple Pay
Google Pay
Tabby
Tamara
Samsung Pay
PayPal
Beauty
Ecommerce
Education
Events
Hospitality
Marketplace
Other
Retail
Sport Club
Subscription
Supermarkets
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Android
Hosted checkout pages
Woocommerce
Mobile SDK
Zoho Commerce

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Tap
is right for your business?

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This provider only supports businesses with monthly volumes above AED:

— please check other providers or Take the Test for a recommendation.

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PaySelect Tech Ltd · Registered in Dubai International Financial Center
DIFC Innovation One, Level 1, DIFC, Dubai, UAE
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